Aave v3 introduced two modes that split the historic one-size-fits-all approach. Isolation mode lets risky new collateral onboard with a strict debt ceiling — you can only borrow specific stables against it. E-mode recognizes that some assets are highly correlated (ETH-pegged LSDs vs ETH) and lets users borrow at much higher LTV (up to 95%) when both sides are in the same e-mode group.
The demo computes maximum borrowable for the same $1000 collateral across standard, e-mode, and isolation.
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<body style="background:#06040d;color:#e6e0ff;font-family:monospace;padding:20px"><pre id="o"></pre>
<script>
const collateral = 1000;
const modes = [
{ name:'standard', ltv:0.80, note:'broad asset support' },
{ name:'e-mode (ETH-correlated)', ltv:0.95, note:'high LTV, only correlated borrows' },
{ name:'isolation', ltv:0.50, note:'capped by debt ceiling, stables only' }
];
document.getElementById('o').textContent = [
'collateral: $' + collateral,
'',
...modes.map(m => ' ' + m.name.padEnd(28) + ' LTV ' + (m.ltv*100).toFixed(0) + '% → borrow up to $' + (collateral*m.ltv).toFixed(0) + ' (' + m.note + ')'),
'',
'sharper risk control = higher capital efficiency where it is safe'
].join('\n');
</script></body></html>